NOTES

• Credit Life Insurance and Disability Insurance is available on all loans (except First Mortgage), but purchase is not required to obtain a loan. This is member-pay insurance. It is available to single or co-applicant. (These products are not underwritten, issued, insured or guaranteed by NCUA or any other Federal Government agency).
• All rates are subject to change without notice
• NO Out-of-State Co-signers accepted
• NO Home Equity Loans available Out-of-state
• Late Payment Fee - $20.00
• Note:  As of August 2, 2007, we now offer a longer term of 72 months on Loans over $20,000.

Effective Date 10/01/2008
If under $30,000		Term	Fixed Rate (as low as)	Adjustable Rate
Drive by picture necessary		60	6.75%	N/A
No Appraisal		120	7.00%	N/A
Quick Search		180	7.50%	N/A

- No Fees
- Fixed Rates
- Minimum $7,500

• Keep in mind loan requirements may change without notice.
• Consumer credit inquiries will be utilized & co-signers may be requested at the discretion of the Loan Officer.
• Any and all delinquent payments, on current & previous loans, owed the Blvd FCU must be paid before money/credit cards are released.
• For your convenience we do offer payments made through ACH, Payroll Deduction or Automatic Transfer from your share account.  However, it is your responsibility to be sure the payment is made by the date stipulated in the disclosure statement on the promissory note.