Main Branch:   (716) 691-6727   (716) 691-6860   2787 Niagara Falls Boulevard, Amherst NY 14228

Penn Central Branch:   (716) 283-6268   (716) 283-3007   8612 Buffalo Ave, Niagara Falls, NY 14304

Loans for any purpose

All the lending services you'll ever need


  • Mastercard with NO annual fee
  • Preferred line of credit
  • First mortgage loans
  • Home equity loans
  • New car and trucks
  • Used car and trucks
  • Signature loans
  • Recreational vehicle loans
  • Boat loans
  • Motorcycle loans
  • Low cost credit life and disability insurance
  • Payroll deduction or auto transfer payment

And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member/owner of the credit union. We think our combination of friendly service, great rates and convenience just can't be beat! Try us out and apply on-line today for your next loan.


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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.