Boat & rv loans

Loans for both New & Used

Recreational Vehicles
boat and RV loans

Loans with competitive rates and terms

Get started with your boat financing the right way, with a stress-free boat loan from Boulevard FCU. Financing your next boat can be just as easy as 1-2-3!

Take the stress out of buying your next RV, and get a pre-approved loan from Boulevard FCU. Hit the road in style with an RV Loan from us! 

Boat, Trailer, and rv Rates
Includes Watercraft and atv

All rates are accurate and effective as of October 1st, 2023

Our normal rates are listed below, but be sure to check out our specials page for our latest offers on RV loans.

Terms for New (Untitled) RV
APR*
36 Months
As low as 6.50%*
48 Months
As low as 6.80%*
60 Months
As low as 7.00%*
72 Months
As low as 7.30%*
84 Months
As low as 7.80%*
120 Months
As low as 8.30%*
180 Months
As low as 8.40%*
Terms for Used RV
APR*
36 Months
As low as 7.50%*
48 Months
As low as 7.80%*
60 Months
As low as 8.00%*
72 Months
As low as 8.30%*
84 Months
As low as 9.50%*

*APR = annual percentage rate. Rates effective 10/01/2023. Credit Life Insurance and Disability Insurance is available on all loans (except First Mortgage), but purchase is not required to obtain a loan. This is member-pay insurance, and is available to single or co-applicant loans. (These products are not underwritten, issued, insured or guaranteed by NCUA or any other Federal Government agency). All rates are subject to change without notice. Home Equity Loans not available Out-of-State. Loan Late Payment Fee – $25.00 (after 5 day Grace Period)

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate).

What do I need for an Recreational Vehicle application?

  • Proof of income – All that apply, most recent paystubs, bank statements, awards letter, child support, etc. If self-employed, last 2 years tax returns)

  • Invoice/Bill of Sale for vehicle and trailer (if included)
  • Insurance Binder listing Boulevard FCU as the loss payee, with an effective day of loan signing – fax attention loan department: 716-691-6860 or email to loans@blvdfcu.com
    Boulevard FCU
    2787 Niagara Falls Blvd
    Amherst, NY 14228

  • Proof of Income – All that apply, most recent paystubs, bank statements, awards letter, child support, etc. If self-employed, last 2 years tax returns)
  • 10-day payoff quote, including daily per diem amount – fax attention loan department: 716-691-6860 or email to loans@blvdfcu.com
  • Payoff instructions, including Address and Lease Account Number.
  • Copy of title for vehicle & trailer (if included)
  • Insurance Binder listing BLVD FCU as the loss payee, with an effective day of loan signing – fax attention loan department: 716-691-6860 or email to loans@blvdfcu.com
    Boulevard FCU
    2787 Niagara Falls Blvd
    Amherst, NY 14228

  • Proof of Income – All that apply, most recent paystubs, bank statements, awards letter, child support, etc. If self-employed, last 2 years tax returns)
  • Bill of Sale – from person selling vehicle & trailer (if included)
  • Copy of title – If none, then the applicant will need to request a duplicate title. This new title will need to be provided to the Boulevard FCU when the applicant receives it.
  • Insurance Binder listing Boulevard FCU as the loss payee, with an effective day of loan signing – fax attention loan department: 716-691-6860 or email to loans@blvdfcu.com
    Boulevard FCU
    2787 Niagara Falls Blvd
    Amherst, NY 14228

Useful information

Frequently asked questions

We make applying for a Recreational Vehicle Loan with the Boulevard FCU as easy as possible, the list of documents needed will differ depending on how you are financing your vehicle. Please reference the Recreational Vehicle Loan (link) page for a more detailed list.

Yes, you can apply for any loan including a Recreational Vehicle Loan. However, after you are approved, in order to process the loan, you would be required to open a savings account with a minimum balance of $5.00. When applying you would also need to provide a copy of your government ID in addition to the standard loan documents.

Yes, the Boulevard FCU will pull your credit when reviewing you for a loan. We pull the Experian FICO 2 credit report.

Yes, the Boulevard FCU can pre-qualify you for a Recreational Vehicle Loan prior to you deciding which vehicle you wish to purchase. This helps you find the perfect vehicle within your approved price range.

Our Pre-Qualification lasts for 30 days, beyond that time, please inform us of any delays otherwise the loan file would be closed out.