Rates

Find Out About Our Rates

For all your financial needs
auto loan Rates

All rates are accurate and effective as of January 1st, 2024

Our normal rates are listed below, but be sure to check out our specials page for our latest offers on auto loans.

Terms for models 2022-2024
APR*
24 Months
As low as 1.99%*
36 Months
As low as 5.25%*
48 Months
As low as 5.65%*
60 Months
As low as 6.45%*
72 Months
As low as 7.05%*
84 Months
As low as 7.55%*
Terms for models 2021 and older
APR*
24 Months
As low as 6.65%*
36 Months
As low as 6.65%*
48 Months
As low as 6.65%*
60 Months
As low as 7.40%*
72 Months
As low as 8.25%*

*APR = annual percentage rate. Rates effective 01/01/2024. Credit Life Insurance and Disability Insurance is available on all loans (except First Mortgage), but purchase is not required to obtain a loan. This is member-pay insurance, and is available to single or co-applicant loans. (These products are not underwritten, issued, insured or guaranteed by NCUA or any other Federal Government agency). All rates are subject to change without notice. Home Equity Loans not available Out-of-State. Loan Late Payment Fee – $25.00 (after 5 day Grace Period)

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate).

Boat, Trailer, and rv Rates
Includes Watercraft and atv

All rates are accurate and effective as of October 1st, 2023

Our normal rates are listed below, but be sure to check out our specials page for our latest offers on RV loans.

Terms for New (Untitled) RV
APR*
36 Months
As low as 6.50%*
48 Months
As low as 6.80%*
60 Months
As low as 7.00%*
72 Months
As low as 7.30%*
84 Months
As low as 7.80%*
120 Months
As low as 8.30%*
180 Months
As low as 8.40%*
Terms for Used RV
APR*
36 Months
As low as 7.50%*
48 Months
As low as 7.80%*
60 Months
As low as 8.00%*
72 Months
As low as 8.30%*
84 Months
As low as 9.50%*

*APR = annual percentage rate. Rates effective 10/01/2023. Credit Life Insurance and Disability Insurance is available on all loans (except First Mortgage), but purchase is not required to obtain a loan. This is member-pay insurance, and is available to single or co-applicant loans. (These products are not underwritten, issued, insured or guaranteed by NCUA or any other Federal Government agency). All rates are subject to change without notice. Home Equity Loans not available Out-of-State. Loan Late Payment Fee – $25.00 (after 5 day Grace Period)

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate).

Signature Loan Rates

All rates are accurate and effective as of October 1st, 2023

Our normal rates are listed below, but be sure to check out our specials page for our latest offers on Signature loans.

Terms
APR*
12 Months
As low as 7.30%*
24 Months
As low as 8.30%*
36 Months
As low as 8.55%*
48 Months
As low as 8.85%*
60 Months
As low as 9.85%*

*APR = annual percentage rate. Rates effective 10/01/2023. Credit Life Insurance and Disability Insurance is available on all loans (except First Mortgage), but purchase is not required to obtain a loan. This is member-pay insurance, and is available to single or co-applicant loans. (These products are not underwritten, issued, insured or guaranteed by NCUA or any other Federal Government agency). All rates are subject to change without notice. The maximum that an applicant can borrow for a Signature Loan is $10,000. Home Equity Loans not available Out-of-State. Loan Late Payment Fee – $25.00 (after 5 day Grace Period)

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate).

Savings and Money Market Rates

All rates are accurate and effective as of October 31st, 2023

Account Type
Dividend Rate (APY)
Regular Savings Rate
0.08%
Vacation Club Rate
0.20%
Christmas Club Rate
0.20%
Money Market Rates
Tier 1 Rate ($1,000.00 - $19,999.99)
2.75%
Tier 2 Rate  ($20,000.0 - $74,999.99)
3.00%
Tier 3 Rate  ($75,000.00 - Greater)
3.25%
Share, IRA and Roth IRA Certificate Rates

Share Certificate Rates
*New Money Only*

All rates are accurate and effective as of October 1st, 2023

Investment Type
Dividend Rate (APY)
6 Month Share Certificate
3.75%
12 Month Share Certificate
4.80%
24 Month Share Certificate
4.85%
36 Month Share Certificate
4.45%
48 Month Share Certificate
3.55%
60 Month Share Certificate
3.65%

Regular IRA and Roth IRA Certificate Rates

All rates are accurate and effective as of October 1st, 2023

Investment Type
Dividend Rate (APY)
IRA Share Savings
0.35%
6 Month Share Certificate
3.75%
12 Month Share Certificate
4.80%
24 Month Share Certificate
4.85%
36 Month Share Certificate
4.45%
48 Month Share Certificate
3.55%
60 Month Share Certificate
3.65%

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