Signature Loans

Boulevard Signature Loans

For all your personal needs
Signature loans

We have a variety of loan options to help meet your needs, big or small.

Signature loans can vary from debt consolidation, taking a vacation, home improvements, paying for a wedding, or even an emergency car repair. That’s why when you take a signature loan with Boulevard FCU, you get our best rates!

As a Boulevard FCU member, you can leave the stress behind knowing that we do our best to save you money, and time while giving you the personal service you deserve! Our loan processors are here for you to discuss your needs and loan options.

Are you sick of paying high interest rates with other lenders? Consolidate your high interest loans with our lower signature loan rates. We can help you pay off your debt faster and save you money in the process.

Have questions about signature loans or loan specials?            Contact us today!

A share secured loan uses money from your savings account as collateral for the loan. While Boulevard FCU will freeze the desired amount that you’d like to borrow, it will still earn dividends within the account. 

Signature Loan, share secured and cd secured Rates

All rates are accurate and effective as of October 1st, 2023

Our normal rates are listed below, but be sure to check out our specials page for our latest offers on Signature loans.

Signature Loan Terms
12 Months
As low as 7.30%*
24 Months
As low as 8.30%*
36 Months
As low as 8.55%*
48 Months
As low as 8.85%*
60 Months
As low as 9.85%*
Share Secured Term
Up to 120 Months
As low as 4.50%*
CD Secured Term
Term is determined by maturity of CD
2% over certificate rate*

*APR = annual percentage rate. Rates effective 10/01/2023. Credit Life Insurance and Disability Insurance is available on all loans (except First Mortgage), but purchase is not required to obtain a loan. This is member-pay insurance, and is available to single or co-applicant loans. (These products are not underwritten, issued, insured or guaranteed by NCUA or any other Federal Government agency). All rates are subject to change without notice. The maximum that an applicant can borrow for a Signature Loan is $10,000. Home Equity Loans not available Out-of-State. Loan Late Payment Fee – $25.00 (after 5 day Grace Period)

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate).

Useful information

Frequently asked questions

We make applying for an signature loan with the Boulevard FCU as easy as possible, all we typically need is your proof of income. Please reference the personal loan page for a more detailed list.

  1. Proof of Income – All that apply, most recent paystubs, bank statements, awards letter, child support, ect. If self-employed, last 2 years tax returns)
  2. Income information (annual salary, payment frequency, other income)
  3. Your permission to run a credit report
  4. If doing a debt consolidation, 10 day payoff quote for all consolidated debts, including daily per diem amount – fax attention Loans Department: 716-691-6860 or email to

Yes, you can apply for any loan including a personal loan. However, after you are approved, in order to process the loan, you would be required to open a savings account with a minimum balance of $5.00. When applying you would also need to provide a copy of your government ID in addition to the standard loan documents.

Yes, the Boulevard FCU will pull your credit when reviewing you for a loan. We pull the Experian FICO 2 credit report.

Our approval lasts for 30 days, beyond that time, please inform us of any delays otherwise the loan file would be closed out.